* My insurance company has informed me that my mediclaim policy will be treated as “expired” as my cheque was dishonoured by the bank. I had deposited the cheque with the company three days prior to t

* I bought a duplex flat for Rs 26.6 lakh in February 2008. I would like to shift to a better location in the same city. While my duplex flat is valued at around Rs 72 lakh, I have listed some flats

* I have been offered Rs 45 lakh for the sale of a flat that was purchased in May 2004 for Rs 14 lakh. How much would the capital gains for the period amount to, and how is it calculated? I have bough

I am a 64-year-old retired government employee. I own a flat, whose market value at present is around Rs 1 crore. I need around Rs 3 lakh, which I want to repay in two years. As the loan required is s

* Can I get 100 per cent amount of fees as an education loan?
Deepti Nair, Tiruvananthapuram

You have not mentioned what course you are seeking finance for and the amount of loan that you are seeking

If my parents do not finance my higher studies, can I get a loan for myself from any bank? What would be the time period for the repayment of such of a loan?
Vishal Menon
New Delhi

Firstly, your cour

I have heard of “room rent restriction”, a term used in mediclaim parlance. Could you tell me of more such technical terms used by insurance companies? I intend to buy Apollo Munich’s family mediclaim

Despite having followed due procedure while surrendering my credit card — dropping it at a bank branch, cut into two — I have been receiving bills for yearly charges along with the interest for the l

My homemaker wife is a Malaysian citizen who lives with me in India. She owns a house in Malaysia for which I pay a monthly instalment. Can I avail benefits on my taxable income by furnishing the deta

I had availed a loan against property from a financial institution. I want to make a part payment. Is there any penalty on part payment or on the pre-payment of loan?
- Mathew Zachariah, Thiruvanantha