Harsh Roongta

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Life insurance cover must be 12 times of yearly income

I have a good track record in repaying my loans, with a credit score of 812 points. But recently my CIBIL report reminded me of Rs 20,000 due towards an HSBC credit card, which I forgot to repay. I wa

Take top-up loan to prepay your personal loan

* I have taken a personal loan from a bank where I also operate a home loan account. Please tell me if I can club both the loans and pay a single EMI.

The home loan and personal loan cannot be clubbe

Individual PPF limit is Rs 1 lakh

I took an education loan in 2009 to pursue higher studies. I have been paying interest since then. Can I claim the interest back according to the current scheme of interest rebate offered for the educ

Opt for individual health cover, not family floater

I owe Rs 1.5 lakh towards a personal loan and a credit card. Because of this, banks are refusing to sanction a home loan to buy a flat. Please suggest how to manage my dues and avail the housing loan.

Opt for individual health cover, not family floater

I owe Rs 1.5 lakh towards a personal loan and a credit card. Because of this, banks are refusing to sanction a home loan to buy a flat. Please suggest how to manage my dues and avail the housing loan.

Opt for individual health cover, not family floater

I owe Rs 1.5 lakh towards a personal loan and a credit card. Because of this, banks are refusing to sanction a home loan to buy a flat. Please suggest how to manage my dues and avail the housing loan.

Can’t pay EMIs? Sell asset to close loan

I want to avail a loan against property. Please tell me how much I can borrow on such a mortgage loan. Do all banks charge similar rates of interest?

Borrowers get a certain percentage of the propert

Small gold loan, smaller interest

I am a 30-year self-employed earning a monthly income of Rs 40,000. I want to know the procedure that would be followed for availing a gold loan. You can take a loan against the security of your gold

Rent paid to mother is tax-exempt

Q: I am paying rent to my mother for the house I am living in. I had taken a housing loan for building the first floor of the house. I am staying in the down stairs portion. My query is — Am I eligibl

Credit history affected by defaults

I want to take loan of Rs 1,75,000 for diploma course in airport management from private institute. Please tell me how to get the loan?
To the best of our knowledge it would be difficult to get an edu

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I want to begin with a little story that was told to me by a leading executive at Aptech. He was exercising in a gym with a lot of younger people.

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