Enough can’t be said on the diligent care one must take when handling a credit card. Sometimes, you may feel that a particular card is not of much use to you, or you may realise that you are holding

I am a 64-year-old retired government employee. I own a flat, whose market value at present is around Rs 1 crore. I need around Rs 3 lakh, which I want to repay in two years. As the loan required is s

There is very little reason that equity markets can give any returns in the short term that are commensurate with the risks.

It is surely more peaceful to keep the money in fixed income and wait for

A house is an investment when you look at making money from it.

This is made possible either in the form of rentals or by re-selling it at a higher price. That is why in personal finance self-occupie

“The policy of being too cautious is the greatest risk of all.”— Jawaharlal Nehru

When the UPA-II was sworn in, there was great hope that the ‘dream team’ of Manmohan Singh, P. Chida-mbaram and bure

I have availed home and personal loans from a bank account of mine. Do I need to disclose details of these while seeking a new loan against my salary account?
Samik Malla
Hyderabad

You can get anot

I had taken a housing loan in 2004 for the purchase of a flat and have been claiming deduction on the interest and principal component under Sections 24 and 80C. I have now taken another loan of Rs 25

Aditya Varma, a software engineer by profession, had begun married life a couple years ago and is blessed with a daughter. Joy has in no time been overtaken by the worries of securing his family finan

Q. I had taken a personal loan of 10 lakh around three months ago, for which the repayment period is 48 months. Now, I also need an education loan of upto 20 lakh. Can you tell me if any bank will p

The government is expecting lower interest rates in the coming months as it looks at policy reversal by the Reserve Bank in the wake of moderation in inflation.

"... the fact that core inflation has