Ram Sharma is a 39-year-old manager in a Hyderabad-based apparel designing company based. He is unmarried and wants to remain a bachelor for the next five years. He is the only child of his parents, w

Q I have recently cleared overdues on my two credit cards. The total outstanding is Rs 50,000. Since my income doesn’t permit me to pay off the entire outstanding, I have been paying the minimum balan

A borrower could find the process of availing a loan to be most cumbersome as it involves lenders weighing the pros and cons of parting with depositors’ money for a profit. Attempts to guage the risk