Ram Singh, 17, earns more than Rs 55 from the 100 cups of tea he makes every day outside Delhi railway station, but each evening, after packing up, he goes to the bank and deposits nearly half of it.

The birth of a child brings a lot of happiness to the family, and especially to the parents. At the same time, it entails many responsibilities for the couple. Uncertainty could collapse the financial

The biggest worry for most people is to secure finances for their future. We all go through the first phase of our working life trying to make ends meet or simply by scaling up our standard of living.

The Reserve Bank on Wednesday said it would soon set up a working group to examine the possibility of deregulation of interest rates on savings account.

Bengaluru-based Mr Vivek Dhawan is employed as a manager with a leading IT company. The 32-year-old techie lives with his parents and has recently married. His wife is a homemaker. Mr Dhawan has been